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How Long Does It Take to Close a House Sale?

Picture this: your house is finally on the market, and you've just accepted an offer. 

Now what? Suddenly, you’re faced with the next question: How long does it take to close on a house? 

While you're thrilled at the prospect of moving on to your next adventure, the path to handing over the keys isn't as straightforward as you'd hope. 

Closing on a house isn't just about marking a date on your calendar; it's about planning your future, juggling your expectations, and handling the potential hurdles that might come your way.

Skip ahead: Get your cash offer in as little as 24 hours. 

Sitting and waiting isn’t an option

Understanding the timeline for closing your house is crucial. 

Designated timelines help you: 

  • Manage your personal affairs
  • Coordinate your move
  • Align your financial planning
  • Prepare for any obstacles 

Being prepared can turn a potentially frustrating waiting period into a smooth countdown to a new chapter in your life.

The home-closing timeline: From offer to keys

When we talk about closing on a house, we're referring to the final phase of the home-selling process. 

The closing phase encompasses several key stages

  • The buyer's mortgage approval
  • Home inspections
  • Title verification
  • Selection of homeowner's insurance
  • Reviewing of documents
  • Collecting the cash needed to close
  • The signing of legal documents 

It's a complex orchestra where each player needs to be in sync for a harmonious finale.

Can I sell and close on a house in 30 days?

Nationally, the average timeline for closing on a house sale stretches from 45 to 60 days. 

It’s possible to shorten the period to just 30 days, particularly if you choose a cash-buyer

However, it's important to remember that these are general estimates. The actual time tends to vary significantly based on local and state-specific laws and procedures. 

Each locality has its quirks and requirements, making the closing process a unique experience for every home sale.

What happens during the house closing process?

The timeline is dynamic and influenced by a multitude of factors. 

Each step, from the initial mortgage approval to the final paperwork, carries its own set of potential delays. 

The closing meeting involves signing the final paperwork and usually lasts about 1 – 2 hours. 

It's the final step before obtaining the keys to the new home, and various parties, such as the closing agent, attorneys, and insurance representatives, may be present.

Factors affecting your closing speed

Understanding the variables that influence the closing speed of your house sale can equip you with the foresight and preparation needed to navigate potential hurdles. 

Buyer's financing

The source of the buyer's funding plays a significant role in the timeline. 

Conventional loans often involve a lengthy approval process, including credit checks, financial assessments, and underwriting. 

Additionally, the buyer's pre-approval status and the lender's responsiveness may prolong the waiting period.

In contrast, cash offers can significantly speed up the process as they bypass many of these steps. 

Property inspections

These are vital for a buyer to assess the condition of your property. However, they can also be a source of delays. 

If an inspection uncovers issues that require repairs or spark negotiations for concessions, this can extend the timeline. 

Timely repairs and pragmatic negotiations are essential to avoid protracted delays.

Title issues

A clear title is paramount for a smooth transaction. 

Issues such as liens, disputes, or encumbrances can cloud the title, necessitating legal intervention or complex negotiations to resolve. 

Ensuring a clear title early in the process can prevent unexpected setbacks later on.

Paperwork completion

The volume of paperwork in a property transaction is substantial. 

Each document needs to be thoroughly prepared, reviewed, and signed by all parties. 

Delays might easily happen here—often due to incomplete or incorrect information, making attention to detail and timely submission crucial.


Common contingencies include inspection, appraisal, and financing. 

While these conditions protect the buyer, they can also introduce delays. 

Each contingency must be met for the deal to proceed, and any issues that arise can extend the timeline.

Communication and proactivity

Transparent and efficient communication among all the relevant parties involved is the backbone of a smooth closing process. 

Home closing parties include: 

  • Buyers
  • Sellers
  • Agents
  • Lenders
  • Attorneys 

Proactive problem-solving and regular updates can preempt delays and foster a collaborative atmosphere.

Managing expectations: When delays happen

While understanding the factors that influence the closing timeline can help you prepare, it's also important to recognize that home-closing delays can still occur despite rigorous preparations. 

Keep this in mind: These delays are often beyond your control. 

If you encounter a delay, stay calm and adaptable. 

Communicate openly with all parties involved and work collaboratively to resolve any issues. 

Remember, the goal is not just to close quickly but to close effectively, ensuring a satisfactory outcome for all involved.

The benefits of selling your home to a cash buyer

Opting for a cash buyer can significantly expedite the closing process. 

  • Streamlined sale
  • No need for mortgage approvals 
  • No risk of loan-related contingencies
  • No need for a realtor or to pay commissions
  • No home staging necessary
  • Avoid miscommunication with fewer parties involved 
  • Transactions can often close in as little as 14 days 
  • Cash buyers typically purchase properties "as-is," 
  • Reduce the time spent on inspections and repairs 
  • Move on with your life in no time 

By choosing a cash buyer, you not only save time but also reduce the stress and uncertainty often associated with traditional financing options.

Make the home sale process easy with Real Estate Bidders

In the face of potential delays and complexities during the closing process of your home sale, the allure of a straightforward, expedited process becomes even more appealing. 

By selling your home to a cash buyer, you can bypass many of the traditional hurdles, making your journey from offer to closure as seamless as possible.

Ready to streamline your closing process? Discover the ease and convenience of selling your home to a cash buyer with Real Estate Bidders

Embrace a smoother, quicker path to closing, and start your next chapter with confidence.